Induced accidents also known as crash for cash is an organised fraud where organised criminals target innocent motorists by provoking collisions for the purpose of making insurance claims. It is dangerous and can put lives at risk. However, there are instances where individuals could be wrongly accused of being participating in induced collisions.
An insurance company could have a host of reasons for raising or inferring such an allegation. If such an allegation has been made or inferred then you need to seek expert legal advice as the finding of fraud against you could have serious consequences.